UOB provides many home mortgage packages for HDB flat owners, providing an alternative to the HDB Concessionary Loan. Their choices include things like both equally mounted-charge and floating-price offers, which are often pegged into the three-Month Compounded SORA. For instance, a advertising bundle may perhaps give you a level of 3-Month Compounded SORA + 0.70% p.a. for the first two years, that has a minimal personal loan measurement of S£250,000. For a fixed-charge selection, costs could be as get more info little as 2.28% for your two-yr lock-in period of time. Eligibility to get a UOB financial loan is topic to Assembly the Total Credit card debt Servicing Ratio (TDSR) of fifty five% and also other credit rating specifications. UOB also provides a novel "Go Inexperienced House Mortgage" for Qualities which has a BCA Green Mark certification, giving money rebates. Moreover, They are really known for a minimal valuation cost of just S£a hundred and fifty furthermore GST and provide a bridging bank loan choice for homeowners transitioning involving Attributes.